Tel no.: 856-6354 / 856-3614 / 856-2789
Unit 1803, 88 Corporate Center Sedeño corner Valero Sts, Salcedo Village, Makati City

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ELIGIBLE BORROWERS
Businessman (individual) or under Corporation (business Entity)
  1. Applicant should be either self-employed with at least 24 months of continuous profitable operation or employed as Senior Officer of Top Corporation or Bank with manager level or higher in a regular or permanent status.
  2. Age of borrower from 21 years to 60 years at the time of loan maturity.
    • Above 60 years old, to submit co-maker preferably one of his/her children.
Amount Finance

Amount finance shall be maximum sixty percent (60%) of the Appraised Value for Direct Loan and maximum of seventy percent (70%) of the Appraised Value for Financing.

Minimum : P 100,000.00
Maximum : P 2,000,000.00
  case-to-case basis for more than P2,000,000.00

 

Good Credit Record

Applicant must have a good credit record. Loans with other banks and other financing companies, existing or fully paid, must have at least Gen. Satisfactory and court checking shall be negative.

Acceptable collateral:
Toyota / Mitsubishi / Honda
  • Sedan
  • SUV
  • Reconditioned Japan Vehicle

Other brand or type of vehicle are case-to-case basis

Rates and Terms:
SPECIAL RATE

2ND HAND CARS ( 3 YEARS OLD ) / Japan Reconditioned SUV

TERMS
AOR
12 MONTHS 13.0% or 1.083% per month
18 MONTHS 22.0% or 1.222% per month
24 MONTHS 29.0% or 1.208% per month
36 MONTHS* 43.5% or 1.208% per month
SPECIAL RATE is applicable to A1 client/borrower based on track record with FFC or other banks / financing companies
REGULAR RATE

2ND HAND CARS ( 3 YEARS OLD ) / Japan Reconditioned SUV

TERMS
AOR
12 MONTHS 14.5% or 1.208% per month
18 MONTHS 24.0% or 1.333% per month
24 MONTHS 31.0% or 1.291% per month
36 MONTHS* 48.0% or 1.333% per month
Requirements (all photocopy)
Individual(Single Proprietor):
Corporation:
  1. Business Name
  2. Three (3) months Bank Statement
  3. One (1) month Invoice / Billing
  4. LTO CR/OR of existing vehicles
Individual (employed)
  1. Certificate of Employment (COE)
    • within (1) year from the date of application
  2. Latest 1 month pay slip
    • within (1) year from the date of application
  3. Latest Income Tax Return (BIR Form 1701)
  4. Latest Payroll Bank statement
  5. Proof of Billing (under borrower’s name if residence owned)
  1. SEC Registration (Cert. True Copy from SEC)
  2. Article & By-Laws (Cert. True Copy from SEC)
  3. Annual GIS (Cert. True Copy from SEC))
  4. Secretary’s Certificate / Board Resolution
TERRITORIAL LIMITS:

Credit Department will process loan applications within the Metro Manila area as well as outside thereof, provided:

  1. These locations are easily accessible by means of a direct and regular transport.
  2. These locations are described by exact sketch and are located within a distance of three hours travel from Makati City.
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