ELIGIBLE BORROWERS
Download the Loan Form
- Applicant should be employed on regular/permanent status.
- Age limit between 21 to 58 years old
- From Top 5000 Corporation.
LOANABLE AMOUNT
| Minimum | : P 50,000.00 |
| Maximum | : P 200,000.00 |
| case-to-case basis for P200,000.00 up |
III. CO-MAKERS
All applicants should have regular co-maker.
***EXEMPTIONS FOR REGULAR CO-MAKER
- Bank Officer – at least with a designation of Manager or Branch Head.
Monthly Net Pay of at least 60% after considering all deductions and amortization of all existing loans,including the salary loan being applied for. - Senior Officer of Top 1000 Corporation – at least with a designation of Manager.
Monthly Net Pay of at least 60% after considering all deductions and amortization of all existing loans, including the salary loan being applied for.
VI. TERMS AND RATE
| Rate | : 1.5% per month |
| Terms | : 12 to 36 months |
| case-to-case basis for lower interest rate of 1.3% per month |
VII. REQUIREMENTS
- Completely filled up Loan Application
- Certificate of Employment (COE)
- within (1) year from the date of application
- Latest 1 month pay slip
- within (1) month from the date of application
- Latest Income Tax Return (BIR Form 1701)
- Latest Payroll Bank statement
- Proof of Billing (under borrower’s name if residence owned)
- acceptable: billing from electric, water, internet, cable and internet
- Two valid and unexpired IDs
- acceptable: Passport, Driver’s License, Professional Regulation Commission (PRC) ID, Postal ID, SSS/GSIS ID, or Senior Citizen ID.
- 2X2 ID Picture
TERRITORIAL LIMITS:
Credit Department will process loan applications within the Metro Manila area as well as outside thereof, provided:
- These locations are easily accessible by means of a direct and regular transport.
- These locations are described by exact sketch and are located within a distance of two hour travel from Makati City.