I. INCOME
EMPLOYMENT. He should be employed for not less than 3 years. With existing contract not less than in the length/terms of the proposed loan
Download the Loan Form
II. RESIDENCE
Confirmed with Seaman’s Agency
III. AMOUNT FINANCE
Amount Finance based on two times (2X) of net income
Terms of loan based length of POEA-validated latest contract
IV. LEGAL CAPACITY TO CONTRACT OBLIGATION
- Borrower should not less than 25 years old or more than 60 years old.
- A married borrower. The spouse should always sign as co-maker/marital consent.
- If separated. To submit a copy of Degree of Legal Separation issued by the court.
- If single, the parent or the recipient of remittance shall co-make.
V. INTEREST RATE
2.5% AOR per month
VI. REQUIREMENTS:
For seaman:
- Overseas Employment Certificate (OEC) (latest and valid)
- POEA- latest incoming contract
- Allotment slip or allotment certificate
- Seaman’s book
- Original proof of billing (electric or water bill)
- Latest and valid passport